Interest Free Payment Plans on a Latitude Gem Visa credit card*
Latitude plans provide flexible long-term Interest Free payment plans to suit your needs with Focus On Furniture.
For eligible purchases above a minimum financed amount using an Interest Free Payment Plan. T&Cs and monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply. Exclusions may apply.
Existing Latitude Gem Visa or Latitude GO Mastercard customers can checkout using Latitude Interest Free payment plan.
New to Latitude? Check your eligibility and apply for a Latitude Gem Visa credit card today.
*Approved customers only using a Minimum Monthly Payment Plan/ an Equal Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment late fees will apply, and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Minimum spend applies to different plan term(s): for Minimum Monthly payment plans - minimum spend $500 for 12 months, $1,000 for 24 months and $1,500 for 36 months. For Equal Monthly payment plans - $1,000 for 24 months and $1,500 for 36 months. Minimum Monthly Payment Plans: Paying only the minimum monthly payments will not pay out the plan. Equal Monthly Payment Plans: If you fail to make your equal monthly payment for two consecutive months, you agree that your Equal Monthly Payment Plan with a term of fewer than 33 months will change into a Minimum Monthly Payment Plan for the remaining duration of the initial plan term. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
Equal Monthly plan
- Keep it simple and pay the same amount every month.
- Total plan amount is paid in the agreed number of monthly payments.
- Gives you flexibility to pay out early without any penalty.
Available on:
Latitude GO Mastercard credit card
Latitude Gem Visa credit card
Minimum Monthly plan
- Available provided you pay your credit card minimum payment each month.
- Gives you flexibility to add extra when possible.
- Paying this way may not clear the plan within your plan period.
- Interest applies on any outstanding balance at the end of your plan period.
Available on:
Latitude GO Mastercard credit card
Latitude Gem Visa credit card
Latitude FAQ
What is Latitude Interest Free plans?
Latitude Interest Free plans offers flexible long-term Interest Free payment plans to suit your need. From 6 – 36 months, Latitude Interest Free gives you access to a range of Interest Free offers. Existing Latitude Gem Visa and Latitude GO Mastercard credit card customers can checkout using Latitude Interest Free payment plans.
How much can I borrow with Latitude Interest Free payment plan?
Your approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and the monthly account service fee of $10.95 applies (subject to change).
What can I buy on a Latitude Interest Free payment plan?
Look for the Latitude logo when browsing to know what products are eligible. Gift cards are excluded. Minimum spend applies to different plan term(s): Minimum Monthly payment plans = minimum spend $500 for 12 months, $1,000 for 24 months and $1,500 for 36 months. Equal Monthly payment plans = $1,000 for 24 months and $1,500 for 36 months.
How do I pay off my Latitude Interest Free payment plan?
You will receive a monthly statement that highlights the minimum payment required and the available payment options. Bank transfer, direct debit and BPAY are available. Fees may apply.
How do I manage my Latitude Interest Free payment plan?
You can manage your account from the Latitude Mobile App or the Latitude Service Centre. Search Latitude App in the App Store or Google Play.